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Lot & Land Loans

  • See Current Rates.
  • Maximum loan amount is 80% of appraised value; minimum loan amount is $10,000.
  • Property must be vacant, unimproved land for residential use only, acreage size is limited.
  • No building or structures allowed on land at time of closing.
  • Must be located within Stark County.
  • Escrow account is not required or available.
  • Weekly, bi-weekly, semi-monthly, or monthly payment plans are available in conjunction with an automatic payment such as payroll deduction, direct deposit, and automatic transfer.
  • Servicing of loan will be retained by STJ Federal Credit Union and not transferred.
  • Credit and other qualifications apply for loan approval.

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