Personal Loans
Boat/RV/Motorcycle Loans
Visa Credit Card
Home Equity Loans
  Home Equity LOC
Student Loans
Lot & Land Loans
Credit Rebuilder
Business Loans
No Credit Check Loan
Financial Calculators
equal housing lender

Home Equity


Fixed-Rate Home Equity Loan

If you need money for a one-time expense, a fixed-rate Home Equity Loan may be your best option. It’s perfect for home remodeling or repairs, or anytime you need a lump-sum of cash. A home equity loan with a fixed rate and can be used for home remodeling, tuition, bill consolidation, etc. You can even refinance your current mortgage to get a lower rate and get rid of PMI (Private Mortgage Insurance).

- Available in terms up to 15 years
- Up to 80% of appraised value minus current mortgage equals amount of equity available
- Member receives funds in a lump sum
- $400.00 in closing costs
- Fixed payment and terms
- May be tax-deductible (Consult your tax advisor)
- See rates


Apply Now

NMLS #472216

STJ now offers DocuSign.
Sign Credit Union Loan Documents Wherever You Have Email Access!
See how DocuSign works